About Mills EIS

Mills Environmental Insurance Services is an independent agency specializing in insuring commercial contractors and consultants in the high-hazard environmental and renewable energy sectors. As one of the few specialized agencies in the industry, we only represent carriers with an A.M. Best rating of A-minus or better. Mills EIS understands your distinct needs and is available at any time to answer your questions and provide assistance. Mills EIS can place coverage in the U.S., U.S. Virgin Islands, and overseas.

Below are several of the premier carriers we represent:

Our Mission Statement

Mills Environmental Insurance Services is committed to providing each client with the most comprehensive insurance coverage available for their needs while delivering customer service that is unparalleled in the industry. We achieve this by having an in-depth understanding of each client’s business, offering our knowledge in any situation, and creating relationships that will last a lifetime.

Environmental Contractors Insurance

At Mills EIS, we offer an in-depth understanding of your environmental risks and will help you choose the right protection for your business.  We listed below just a few of the specific coverages that are designed to respond against unforeseen pollution exposures.

Contractors Pollution Liability

Developed for contractors and consultants, this policy helps prevent gaps in general coverage due to pollution-related exclusions in the standard CGL policy. It provides coverage for pollution conditions which arise from contracting operations performed by you or on behalf of your company.

Non-Owned Disposal Site Liability

Provides coverage for a site that receives the insured’s waste material and is not owned or operated by the insured.

Railroad Protective Liability

This coverage protects a railroad from the liability it incurs due to the work of contractors on or near the railroad right of way.

Coverage Options can include:

  • Limited seepage, pollution and contamination
  • Physical damage to property wording amendment

Lender Environmental Collateral Protection

Coverage includes the collateral value of commercial real estate-backed loans in the event of a loan default or pollution occurrence.

Financial Assurance for Closure and Post-Closure (Environmental)

Coverage for Owners and Operators of hazardous waste treatment, storage and disposal facilities that must provide financial assurance for closure, post-closure, and corrective action.

Site-Specific Liability

This policy protects against the uncertainty of potential environmental liabilities associated with owning or operating facilities or sites used for treatment, storage, or disposal of waste and pollutants.

Transportation Pollution Liability

This provides coverage for pollution events arising from the movement of goods, products or waste transported by your company.

Surety Bonds

Guarantees performance if the bonded entity fails to perform in accordance with terms of the contract or obligation.

Contract Bonds:

  • Bid Bonds
  • Performance Bonds
  • Payments Bonds
  • Supply Bonds

Commercial Bonds:

  • License and Permit Bonds
  • Court Bonds
  • Miscellaneous Bonds

Real Estate Environmental Liability

This policy provides coverage against the environmental liabilities associated with ownership, operation, development or management of commercial real estate properties.

Renewable Energy Liability Insurance

Mills EIS will identify your risk exposure and offer tailored coverage packages to meet your specific needs.

Wind Turbine
Renewable Fuel Innovators

We understand the risk for renewable energy projects and can provide coverage options for utility scale projects. Coverage is provided for all phases of the project exposure cycle from development to commercial operations, including options such as:

Builder’s Risk

Business & Contingent Business Interruption

Contingent Delay in Start-Up

Delay in Start-Up

Mechanical and Electrical Breakdown

Ocean Marine Transit

Testing and Commissioning

Third Party Liability


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Patricia Mills


Bringing 30 years of industry experience to every meeting, Patricia thoroughly evaluates risk to determine the best products for her clients. Having held various positions on both the corporate and agency sides, she now has direct relationships with major carriers specializing in the environmental and renewable energy sectors. She currently holds CLU, FLMI, and ALHC designations.

Shelbe Zimmerman

Senior Sales Executive

Shelbe brings over 23 years of insurance experience to Mills EIS, garnered in both corporate risk management and agency settings.  She has earned an MBA degree and holds the insurance designations of CPCU and Associate in Risk Management (ARM).


4411 Suwanee Dam Rd., Suite 410, Suwanee, GA 30024


(770) 932-1229



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